Payment fee comparison
Same product price, different platforms — see effective take rate and monthly net. Fees below are a mid-2026 snapshot; always check current pricing.
MoR (merchant of record) platforms — Paddle, Gumroad, Polar, Lemon Squeezy — handle global VAT/sales tax collection for you. On Stripe you are the seller; tax compliance is your problem (Stripe Tax costs extra).
Sorted by highest net monthly revenue. Low-ticket products pay more in effective % because fixed fees hurt. Enterprise deals and volume discounts are not modeled here.
About this tool
Static fee table captured mid-2026. Platforms change pricing, add tiers, and negotiate at volume. Links in the table go to each vendor's pricing page.
Does not include chargebacks, refunds, currency conversion, payout fees, or the cost of your time dealing with tax filings on non-MoR stacks.